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NICK LOPERS

Insurance Broker, Advantage Insurance Brokers | Ontario & Alberta

INTRODUCTION

Nick Lopers is an insurance broker with Advantage Insurance Brokers who specializes in coverage for automotive detailers in Ontario and Alberta. Speaking from his claims desk, he walks through what detailers actually need and where most of them are underinsured. Andrew shares that Nick quoted him in under 24 hours and cut his premium in half while improving his coverage.

The episode covers Commercial General Liability and Garage Auto policies, when to file a claim versus paying out of pocket, common insurance myths, and specialty coverage for jets, boats and motorcycles. Nick also shares real claim stories, like an employee texting into an airbag and a hood flying open on a test drive, plus simple risk reducers like dash cams and secure key storage.